Fourteen days free.
Then pick your ledger.
Two weeks is enough to link your accounts, watch a real pay cycle land, and see your plan measured against it. No card required to start.
Individual
For people with a paycheck and a plan.
or $99/year — two months free
- Link up to 3 institutions, read-only
- Up to two years of transaction history
- Plan-vs-actual budgets, automatic categories
- Goals funded from measured surplus
- AI financial reports and chat
Business + Individual
For owners who pay themselves.
or $249/year — two months free
- Everything in Individual
- Link up to 6 institutions
- Separate personal and business ledgers
- Owner-pay tracking: salary vs distribution
- S-corp aware tax and take-home modeling
- Business-aware AI advisor
More institutions?
Each connected institution carries a real per-connection cost on our side, so extras are priced at cost instead of padded into everyone's plan.
+$1.99 / month per extra institution
Can FREM move my money?
No, and it never will. Access is read-only: balances, transactions, statements. There is no code path that initiates a transfer or payment.
What happens after the trial?
You pick a plan or you don’t. If you don’t, your data stays yours — export or delete it — and nothing is charged. Cancel anytime, effective at the period’s end.
Is this financial advice?
No. FREM measures, models, and explains. Decisions about investments, taxes, and insurance belong with you and a licensed professional.